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Cyber Insurance
Our cutting-edge Cyber Insurance Coverage provides powerful, customized solutions built to address your toughest digital security challenges. We set the global standard for protection and innovation.
First Party Coverage
First party coverage protects businesses from losses caused by data breaches, hacking, ransomware. Covering the costs to recover from such incidents.
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Cyber Incident Fund: Covers credit monitoring, public relations, and legal fees.
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Business Interruption: Protects against loss of profits and operation expenses due to system interruptions.
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Digital Data Recovery: Covers restoration of damage data or software.
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Network Extortion: Reimburses extortion payments and negotiation expenses.
Cyber Crime (by Endorsement)
Cyber Crime coverage protects businesses against third parties accessing and tricking software and employees for funds.
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Computer Fraud: Protects against third parties accessing insured computers to take money.
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Funds Transfer Fraud: Covers instances of third parties tricking banks into transferring funds from insured accounts.
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Social Engineering Fraud: Protects against third parties tricking employees for transferring money.
Third - Party Liability Coverage
Third-party liability coverage covers businesses when a cyberattack affects parties such as their partners or customer base. This coverage pays for legal fees, fines, and settlements.
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Cyber, Privacy, and Network Security Liability: Protects against liability for failure to protect private information or for security failures.
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Payment Card Loss: Covers contractual liabilities owed to payment card industry due to cyber incidents.
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Regulatory Proceedings: Provides defense for regulatory actions and coverage for fines and penalties where insurable by law.
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Media Liability: Covers liability following online defamation or copyright and trademark infringement.
No matter which policy you choose, we're here to stand by your business every step of the way. Helping you stay protected, recover quickly, and keep your operations running smoothly.
Our Cyber Coverage Include:
Cyber threats can strike any business, from data breaches, to ransomware attacks. Our cyber insurance helps protect your company from financial loss, legal costs, and reputational damage.
Non-Panel Incident Response Service Providers:
Add contracted cyber incident response providers to your policy.
Discovery-Based Coverage:
Tailored to the progression of typical cyber incidents for informed decision-making.
Innovative Coverage:
Designed to address evolving regulatory, legal, and cybersecurity standards.
Cyber Incident Response Expenses:
Paid on behalf of the policyholder with robust consumer-based solutions exceeding minimum regulatory requirements.
Clear Exclusions:
Clearly labeled exclusions with competitive carve-backs.
Payment Card Loss Coverage:
Includes card reissuance costs.
Business Interruption and Extra Expense Language:
Covers forensic accounting firm costs to determine interruption losses.
Extortion Expenses:
Explicitly covers bitcoin and other cryptocurrency payments.
Broadened Definition of Protected Information:
Includes biometrics, internet browsing history, and personally identifiable media.
Coverage Territory:
Applicable anywhere in the universe.
Digital Data Recovery:
Includes coverage for telephone toll fraud charges due to fraudulent calling.